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PayPal is now dominating online processing on the sites and is the biggest third-party payment provider in the world.
These days, a huge number of retailers use PayPal to make an online purchase. However, there are both advantages and disadvantages to doing the online payment.
Below are the PayPal pros and Cons. There are several types of fees that PayPal does charge. Sure, sending money to family and friends is free, but if you send money to someone abroad, you will pay a fee.
If you need to convert currency, then there are fees you have to pay. The good news is PayPal fees are very competitive.
When it comes to using PayPal, those are a few cons. The company has been known to freeze accounts at any given minute, and there are several types of fees you could end up paying.
As you can see, there are many pros of using PayPal and a few cons. All in all, PayPal is well worth using because of the many benefits associated with it.
PayPal will also allow online merchants to process recurring payments. This is great for businesses who have subscription services, meaning that the customer makes the same purchase each month.
For those who use services like Netflix or Hulu, the monthly charge is often processed through PayPal.
When a customer uses PayPal they are taken to a separate site. This means that none of their sensitive information, like credit card numbers, ever goes through your site.
This means less stress and stronger security for both you and the customer. This is hardly a con if you are on the purchasing end of PayPal, but depending on the type of transaction especially for virtual services it can be hard to prove receipt.
Make sure you have a solid system to document your end of the transaction. PayPal should always be accompanied by another option for payment. If your account has been hacked.
I found a transaction had taken place in the last few day from an email. I now use a 2-factor Authenticator. So any transaction goes to my phone.
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